After spending the last 34 years as a field auditor in IRS’ LB&I (Large Business & International) division, I retired in January of 2013. Looking towards retirement in 2011, I began trading stocks and options through a discount brokerage account. Then, in late 2012, one of my investment advisory newsletters began a series of articles about a unique savings vehicle called IBC (Infinite Banking Concept). Those articles and my heightened curiosity lead to further in-depth research. This included several articles and books. It also included telephone interviews of other IBC-oriented insurance agencies. As a result, not only did I decide to purchase an IBC policy to protect myself and my family, but am planning to sell the same because of its unique qualities, including its historically safe and consistent tax-free profitability. I look forward to my new career as a member of Clay Campbell’s team!