About Us

If what you thought to be true turned out not to be true, when would you want to find out?

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Our Team

Joe Neri

Wealth Strategist

Joe has been working in the financial services industry and investing in Real Estate for over a decade. His passion for finance, investing, and wealth strategy began in his early 20s when he read the book Rich Dad Poor Dad. After getting his bachelor degree in Management at the University of Houston, he took his skillset and love of investing to the Real Estate world. Joe worked with a builder to learn the construction process and was instrumental in learning different wealth, asset protection, and tax-free income strategies.

 

From there, Joe opened his own company Up Planning Edge LLC, and has been working as a Wealth Strategist & Real Estate Investor ever since. Outside of the office, Joe enjoys traveling and all things active Swim, Bike, & Run – Joe lives in the Clear Lake City where he spends his free time as husband and father. He and his wife, Megan, have two wonderful children, Kia and Mila.

Clay Campbell

Wealth Strategist

Clay is a native Houstonian currently residing in Kingwood, Texas with Donna his wife of 35 years, and his three children. He has had a financial services practice in the Houston area for more than 34 years. Even though his practice is based locally, he serves clients nationally.

He specializes in helping people put together tax advantaged retirement programs while keeping the process simple to understand.

Clay takes pride in the fact that he is seen as a trusted advisor in his community. He believes the thing that makes him unique is his simple, down to earth approach to advising his clients on the best way to build tax advantaged retirement savings. His goal is to accomplish this without using high risk products or having them make drastic lifestyle changes.​

MY PROMISE TO YOU

I will help you find money you may be transferring away unknowingly and unnecessarily. The money we find together we then can redirect towards funding a comfortable retirement program without asking you to invest in high risk investment vehicles or change your current lifestyle.

Erik Serda

Wealth Strategist

Erik is the founder of Serda Financial Safe Money Concepts, which he started in 1999. He is not only a proponent of the strategies he discusses with his clients, but also a customer himself. Erik specializes in taking a visual educational approach with clients, boiling down complex financial strategies to simple sketches and stories that they can easily understand. He is also an endless student in the continually evolving subject of wealth creation/preservation.

Erik Serda, helps individuals, families and business owners gain financial security and independence.

You can also be assured that Erik has always operated with, and continues to provide, the highest standard of financial knowledge and care for his clients – referred to as a “fiduciary” standard – always putting his clients’ best interest first.

Our Testimonials

For 34 years, we have helped families across the nation build solid, low risk retirement plans. Here are a few of their experiences working with our team:

STEVE FORSON
I wanted to say thank you for what you did for my parents. Before I heard about you I had been turned down quite a few times when I applied for a loan. There house is worth over a million dollars, but they didn't have the income. My dad is 87 and my mom is 84 and bedridden. We were about to sell the house. With your hard work we didn't have to. We now have an income that is paying the bills. I don't know how I can thank you enough.
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RICHARD EPLEY, PHD
Finally, I have a valued and trusted professional to help guide my clients in the evaluation and selection of life insurance and its unique role as a vehicle to preserve wealth from the dual predations of litigation and taxation....
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PEDRO VERA
On June 19, 2017, I opened my Bank before going on a vacation. On August 25, 2017, Hurricane Harvey devastated the Houston Texas area. I was among those who lost everything. I called Mr. Campbell and told him that I was going to need a loan. I got my loan within two days. I was able to get a car and rent an apartment. I did not have to go through any credit check or co-sign. Two weeks after Harvey, because of my own Banking system, I was back on my feet. I am very sure that had I not opened my Banking system I would still be waiting on some type of help.
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M. KING HARDY, DDS, PA
As a small business owner, I am constantly looking toward my future. I understand the importance of planning ahead and making good investments. I met with financial advisors, we discussed my goals and expectations and initially I felt I had secured several high quality investments, until I met Clay. His strong experience and investment tools were able to break down these investments individually and gave me the true worth of each. His assistance did not stop there—he presented solutions that resolved my issues with those initial investments. I now truly know my investments. My experience with Clay was great; his honesty and investment products have made a strong impact on my portfolio. M. KING HARDY, DDS, PA HUMBLE, TEXAS
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LARRY SKERO JR
Clay Campbell has been respected by the Skero family for twenty-five years. Clay and his family have always taken care of our family. Clay is a man of integrity and faithfulness. My father Larry Skero Sr. originated our family business in the Kingwood area in 1983. As the oldest son, my father and mother have taught me to be faithful and committed to our family business. One of the reasons I consider Clay a personal friend is that he has the same values we practice in our own lives. I want you to be convinced of this. If Clay represents you in your personal matters of this life, he will take great care of you. He is a conscientious kind
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Larnell Nolan
The Infinite Banking plan is a unique wealth building strategy that requires a person to become educated on topics that you typically won't find via main stream personal finance channels. Because this plan is based on a little known, unconventional means of constructing a whole life insurance policy, each policy natively offers several interconnected variables that need to be tailored to meet the unique circumstances of each person's financial situation.
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ELLEN GRAYSON
New concepts present challenges to those of us who are used to doing things a certain way, which often means “the same way I’ve always done it.” It takes a very patient person knowledgeable in his or her subject matter to get those concepts across until the client reaches that “aha!” moment when everything falls into place.
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CLINT STERRY
After spending the last 34 years as a field auditor in IRS’ LB&I (Large Business & International) division, I retired in January of 2013. Looking towards retirement in 2011, I began trading stocks and options through a discount brokerage account. Then, in late 2012, one of my investment advisory newsletters began a series of articles about a unique savings vehicle called IBC (Infinite Banking Concept). Those articles and my heightened curiosity lead to further in-depth research. This included several articles and books. It also included telephone interviews of other IBC-oriented insurance agencies. As a result, not only did I decide to purchase an IBC policy to protect myself and my family, but am planning to sell the same because of
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BILL BLACK
We've always heard about the different types of insurance products and always viewed them as a "cost" with no (or lousy) returns. We became friends with Clay and immediately liked and trusted him. He never talked about his business unless you asked about it. He showed us how to make sound financial decisions that differ from what conventional wisdom teaches and the benefits of taking control of our future.
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AARON & MARIE ROBERTS
As a small business owner we established a relationship with Mr. Clay Campbell that, with his investment expertise and guidance through MTL, has resulted in a significant increase in productivity for our business. We basically have our own bank from which we can borrow against our own investments resulting in immense savings in interest, and we have no need to go through a third party for additional funding every time we need to increase our inventory or make big purchases.
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Resources

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Videos

Make sure to visit our video library to take advantage of some great content that will change your life.

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Articles

Make sure to visit our articles library page to find some amazing information regarding our wealth plan.

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Wealth Library

Make sure to visit our recommended books page to find our top selection of financial education titles.

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Our Blog

What’s the Best Mortgage Option for You?

What’s the Best Mortgage Option for You?

May 20, 2023

If your assumptions about mortgages turned out to be false, when would you prefer to find out? It's probable that you'll spend more money on your place of residence than anything else in your lifetime. As a result, the potential for unknowingly and unnecessarily...

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Why I’m the Top Choice for My Clients

Why I’m the Top Choice for My Clients

May 20, 2023

If you've ever worked with a financial advisor before, you may have noticed that the focus of the conversation was often on how much money you have, where it's invested, and how they can find better products to earn a higher rate of return. However, this singular...

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Creating a Model for Your Personal Finances

Creating a Model for Your Personal Finances

May 20, 2023

For a lot of individuals, the phrase "401k" is equivalent to retirement planning and may even be the only form of preparation they have done. These plans are frequently offered by employers as part of a benefits package and if you have one, the majority of your...

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Building Wealth Outside Wall Street.

This 150 year old strategy has been implemented by the Rothschilds,  Rockefellers, JC Penny, and Walt Disney, but most average individuals and families have never heard of it.

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