Joe Neri

Founder and CEO

Joe currently makes Houston, Texas his home along with his wife Megan and son Kai. Joe was born and raised in the Philippines until he was 12 years old, but has made Houston his home for the past 25 years. He has been in the Real Estate industry for the past 12 years.

Joe started Up Planning Edge after learning from his mentor and business partner Clay Campbell, who has been implementing and teaching these financial strategies all over the country for over 30 years.

Joe attended the University of Houston and has a degree in Hospitality Management and Marketing. In his early years he enjoyed backpacking 3 months out of a year and learning about the different cultures and trying the delicious cuisines in countries like Cambodia, Thailand & Indonesia. Now he enjoys traveling with his family, scuba diving, & surfing. He’s made it his life purpose to help as many families and individuals develop a sustainable financial strategy that will help improve their financial position and give them a clear path to financial confidence.

Clay Campbell

Partner

Clay is a native Houstonian currently residing in Kingwood, Texas with Donna his wife of 35 years, and his three children. He has had a financial services practice in the Houston area for more than 34 years. Even though his practice is based locally, he serves clients nationally.

He specializes in helping people put together tax advantaged retirement programs while keeping the process simple to understand.

Clay takes pride in the fact that he is seen as a trusted advisor in his community. He believes the thing that makes him unique is his simple, down to earth approach to advising his clients on the best way to build tax advantaged retirement savings. His goal is to accomplish this without using high risk products or having them make drastic lifestyle changes.​

MY PROMISE TO YOU

I will help you find money you may be transferring away unknowingly and unnecessarily. The money we find together we then can redirect towards funding a comfortable retirement program without asking you to invest in high risk investment vehicles or change your current lifestyle.

Michael Murray

Partner

Michael Murray is the owner and managing partner of Murray Insurance and Financial Services a life, health, and financial planning practice founded in 1985.

Michael was born and raised in Huntsville, Texas and after graduating from Sam Houston State University in 1970, with a BBA he moved to Houston, Texas to go to work for Great Southern Life Insurance Company, where he became Vice President of Policy Holder Services. After fifteen years on the corporate side of the life insurance business, he started Murray Insurance and Financial Services Inc., helping clients with life, health and financial services both locally and nationally. Michael currently lives in Spring, Texas with Kathy his wife of 25 years.

Michael is a Life and Qualifying member of the Million Dollar Round Table and Court of the Table, Life member of Texas Leaders Round Table and the National Quality Award. Past President of SHSU Lettermen Association, Board of Directors – Kat Pack, Board of Directors SHSU Lettermen Association and Alumni Athletic Advisory Board.

In 2009 Michael partnered with Clay Campbell at Retirement Planning Edge to jointly help clients find money that the clients may be transferring away unknowingly. They educate clients on how to redirect that money towards their own retirement programs with no risks.